Back in the late 1800's, American Bank & Trust had humble beginnings in Alpena, SD.  Over the past 125 years, we have built a strong reputation as a bank that will provide unmatched personalized service and financial products that customers desire in today's fast-paced world.

Our mortgage team is ready to help you open the door to your family's future! Our experienced staff can give you advice in every area of mortgage lending - from new home purchase to refinance to construction lending.

We have access to a full range of mortgage sources and are dedicated to finding you the right loan with the best rates, terms and costs meeting each of your unique needs. But, that's just the beginning of our service. Throughout the lending process, we will also provide you regular loan updates and progress reports so you always know the status of your loan.

We look forward to putting our mortgage team of professionals to work for you! Click here to get started and to fill out your home loan application.